In this rich and reflective conversation, Carl Richards — renowned author, financial planner, and creator of the Behavior Gap — shares the evolution of his work from behavior-focused financial planning to meaning-centered money conversations. From his early Sharpie sketches to his recent books Freedom and Your Money, Carl’s journey is one of curiosity, courage, and redefining success.
Together, we explore what it means to live a self-authored life, how to embrace uncertainty, and why doing “your thing” matters more than any external benchmark. This is a conversation about money — but even more, it's about life, purpose, and finding beauty in the mess.
Carl Richards is a financial planner, keynote speaker, author, and the creator of the Behavior Gap — a movement that blends financial advice with simple, powerful sketches. His work demystifies the complex emotional landscape of money. He’s the author of The One-Page Financial Plan, co-author of Your Money and Freedom, and founder of the Society of Advice. Carl’s mission is to spark one million meaningful money conversations.
